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updatedAt: 2025-04-10T09:54:57.000Z
agentTools:
  projectIndex: https://customise.toq.io/llms.txt
---

# Toqio Design Studio

# Introduction to Toqio Design Studio

**Toqio Design Studio (TDS)** is the central platform for building, customising, and managing embedded financial solutions. Designed for agility and scalability, TDS allows Toqio customers and their partners to orchestrate multi-provider financial products, configure user journeys, and integrate business logic using a combination of no-code and low-code tools.

Whether launching ready-to-use solutions using Toqio solution templates or developing tailored solutions from the ground up, TDS enables customers to create financial propositions that are contextually relevant, technically robust, and fully brandable.

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## What is Toqio Design Studio?

Toqio Design Studio is a modular product development environment that offers a complete set of tools for managing solutions, configuring customer portals, integrating third-party providers, and extending product capabilities through low-code workflows.

By subscribing to a TDS licence, customers can:

* Launch one or more **Solutions** tailored to specific merchant segments
* Install and customise apps from the **App Marketplace**
* Configure **portals** (Merchant and Backoffice)
* Extend or replace default journeys using **Toqio Workflows**
* Integrate with new financial or compliance providers via the **Developer Hub**

> 💡 Each solution comes with its own Merchant Portal (Web,Mobile) and Backoffice Portal (Web only), giving businesses full control over their user-facing and internal operations.

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## Core Capabilities

### App Marketplace

Browse and install apps across three categories:

* **Financial Apps** – Accounts, Cards, Payments, Lending, PoS and Insurance capabilities, powered by trusted financial providers such as Modulr, Railsr, ClearBank, Divilo, Airwallex and others.
* **Functional Apps** – Enable essential journeys like managing  teams and working with expenses.
* **Power Apps** – Extend your platform with third-party integrations like Intercom (support), Looker (analytics), and MeaWallet (Apple/Google Pay provisioning).

> ⚙️ Installation flows are customised per app type and support multi-portal deployment.

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### Configuration Tools

TDS supports a flexible configuration experience:

* **No-code**: Configure app products, UI text, menu settings and roles.
* **Low-code (via Toqio Workflows)**: Create workflow apps leveraging pre-built templates, APIs, and UI components to integrate them into the existing user flows of your solutions.

> 🚀 Coming Soon:
>
> * **Look & Feel**: End-to-end branding for your portals
> * **Languages & Roles Management**: Multilingual support and dynamic role definitions

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### Toqio Workflows (Low-Code Studio)

The **Workflows Hub** empowers Customer Admins to create and manage their own workflow apps (“My Apps”) using Toqio's low-code toolkit:

* **Nigiri Design System** – Modular UI components for cohesive front-end design
* **API & Processes Library** – Reusable APIs, services, and business logic blocks
* **Browser Utility Library** – Navigation, encryption, and data handling methods

> 🧩 Workflow apps can be used to replace default journeys or add new user experiences within portals.

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### 💡 Developer Hub

Use the **Integration Hub API** to connect external financial and compliance providers,  extend your solution's functionality utilising capabilities of **Toqio Public API**, **Notifications API** and **Data API**(coming soon).

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<br />

## What You Can Build

Using Toqio Design Studio, you can:

* Build your own **custom solutions** using a mix of Toqio and third-party apps
* Launch pre-configured **solutions** using Toqio Solution templates (e.g., Restaurants, E-commerce, Cash Distribution)
* Extend your solution with custom**Workflow apps** unique to your business logic
* Control deployment across environments (Sandbox and Production)
* Scale by adding new apps, roles, and data integrations without redeploying